Nicole Heales

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What to do when your fixed-rate home loan term is ending

June 6, 2023 By Nicole Heales

Many Australians were fortunate to lock in record low interest rates but this may be drawing to an end. A large portion of mortgages will be ... Read More

Economy, Finances, Money Management, Mortgage, Mortgage Brokering

Impacts from Falling Home Prices: The Wealth Effect

January 22, 2023 By Nicole Heales

The impacts of interest rate hikes on consumers are well known; higher interest means that mortgage debt servicing costs will go up which is negative ... Read More

Economy, Investment, Mortgage, Mortgage Brokering

How does the First Home Super Saver Scheme (FHSSS) work?

December 11, 2022 By Nicole Heales

If you’re a first home buyer, you may be eligible to withdraw voluntary super contributions you’ve made (plus earnings) to put towards a home ... Read More

Finances, Investment, Mortgage, Mortgage Brokering

How to refinance your home loan

November 15, 2022 By Nicole Heales

If you’re thinking about refinancing your home loan, this step-by-step guide shows you what to expect and how to navigate the ... Read More

Debt, Financial Planning, Investment, Mortgage, Mortgage Brokering

What is gazumping and how to prevent it happening to you

June 6, 2022 By Nicole Heales

Picture the scene. You’ve found your dream home—a short stroll to the local schools, close to a leafy park to walk the dog and on a quiet ... Read More

Investment, Mortgage, Mortgage Brokering

Housing Market: Bubble or Balloon?

July 8, 2021 By Nicole Heales

As one of Australia’s favourite assets, residential property is no stranger to news of a market bubble. Property works a little differently – making ... Read More

Investment, Mortgage, Mortgage Brokering, News

Buying a home in 2021? Read this first

March 16, 2021 By Nicole Heales

Thinking about making a sea-change or tree-change? Wondering if it’s a good time to buy in the city? With house prices rising fast across most of the ... Read More

Financial Planning, Investment, Mortgage, Mortgage Brokering

The impact of COVID-19 and the property market

August 14, 2020 By Nicole Heales

Economic uncertainty created by the COVID-19 pandemic has many Australians wondering if now is the time to invest in property. Let’s take a look at ... Read More

Investment, Mortgage, Mortgage Brokering

Important Considerations for First Home Buyers

May 20, 2020 By Nicole Heales

Buying your very first home is equal parts exciting and daunting as you step into uncharted territory. There is so much to consider and digest when ... Read More

Finances, Mortgage, Mortgage Brokering

Is now the right time to refinance your mortgage?

April 28, 2020 By Nicole Heales

If you're having trouble making the payments on your home loan or your financial situation has recently changed, it might be time to refinance your ... Read More

Finances, Mortgage, Mortgage Brokering

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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