Nicole Heales

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Tips to reduce your debts before you retire

August 10, 2022 By Nicole Heales

While many Aussies will carry some debt into retirement, the good news is, there are several things you could do now while you’ve still got time on ... Read More

Debt, Financial Planning, Money Management, Retirement

How much money do I need to retire?

August 10, 2022 By Nicole Heales

When I retire, will I have enough money to enjoy the retirement lifestyle I envision? It's a question many of us will need to ponder at one ... Read More

Finances, Financial Planning, Retirement, Superannuation

8 indicators you may not be ready to retire

July 6, 2022 By Nicole Heales

Retirement is a period of life that many people spend years dreaming about: the chance to finally leave work behind and enjoy much-needed time with ... Read More

Finances, Financial Planning, Retirement, Superannuation

How much do I need in retirement?

May 27, 2022 By Nicole Heales

How much you need to save for a comfortable retirement is a question many of us ask. While we all hope for a simple answer, how much money you need ... Read More

Finances, Financial Planning, Lifestyle, Retirement, Superannuation

Your super checklist for EOFY

May 7, 2022 By Nicole Heales

Your-Super-checklist-for-EOFY

The lead up to 30 June can be a good time to maximise tax benefits that may be available to you inside super. Certain contributions, which we cover ... Read More

Investment, Retirement, Superannuation, Tax

Get retirement ready, no matter your age

April 13, 2022 By Nicole Heales

With Aussies living longer than ever, you could be spending many happy years in retirement. But did you know that to maintain your standard of living, ... Read More

Financial Planning, Investment, Retirement, Superannuation

Should you use property to fund your retirement?

January 18, 2022 By Nicole Heales

Superannuation, shares, property, cash, other investments; a dizzying number of options are available when it comes to living comfortably through ... Read More

Financial Planning, Investment, Mortgage, Retirement

Constructing a retirement portfolio in a low return world

January 18, 2022 By Nicole Heales

Portfolio construction is a much-used term that can be misunderstood. Fundamentally, the term portfolio construction refers to the process of ... Read More

Economy, Investment, Retirement, Superannuation, Uncategorized

Make it a goal to grow your super this year

January 18, 2022 By Nicole Heales

There are a number of ways you can contribute more to your super, to take advantage of time and the magic of compound interest. These include ... Read More

Finances, Financial Planning, Investment, Retirement, Superannuation

11 things everyone should know about their super

October 8, 2021 By Nicole Heales

Super is there to provide you with an income when you stop working and it may provide a tax-effective way to save for your retirement over the ... Read More

Financial Planning, Investment, Retirement, Superannuation

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
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  • Finalist – Female Excellence in Advice 2018 and 2017
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  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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