Nicole Heales

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How much money do I need to retire?

August 10, 2022 By Nicole Heales

When I retire, will I have enough money to enjoy the retirement lifestyle I envision? It's a question many of us will need to ponder at one ... Read More

Finances, Financial Planning, Retirement, Superannuation

8 indicators you may not be ready to retire

July 6, 2022 By Nicole Heales

Retirement is a period of life that many people spend years dreaming about: the chance to finally leave work behind and enjoy much-needed time with ... Read More

Finances, Financial Planning, Retirement, Superannuation

How much do I need in retirement?

May 27, 2022 By Nicole Heales

How much you need to save for a comfortable retirement is a question many of us ask. While we all hope for a simple answer, how much money you need ... Read More

Finances, Financial Planning, Lifestyle, Retirement, Superannuation

Your super checklist for EOFY

May 7, 2022 By Nicole Heales

Your-Super-checklist-for-EOFY

The lead up to 30 June can be a good time to maximise tax benefits that may be available to you inside super. Certain contributions, which we cover ... Read More

Investment, Retirement, Superannuation, Tax

Get retirement ready, no matter your age

April 13, 2022 By Nicole Heales

With Aussies living longer than ever, you could be spending many happy years in retirement. But did you know that to maintain your standard of living, ... Read More

Financial Planning, Investment, Retirement, Superannuation

Should you use property to fund your retirement?

January 18, 2022 By Nicole Heales

Superannuation, shares, property, cash, other investments; a dizzying number of options are available when it comes to living comfortably through ... Read More

Financial Planning, Investment, Mortgage, Retirement

Constructing a retirement portfolio in a low return world

January 18, 2022 By Nicole Heales

Portfolio construction is a much-used term that can be misunderstood. Fundamentally, the term portfolio construction refers to the process of ... Read More

Economy, Investment, Retirement, Superannuation, Uncategorized

Make it a goal to grow your super this year

January 18, 2022 By Nicole Heales

There are a number of ways you can contribute more to your super, to take advantage of time and the magic of compound interest. These include ... Read More

Finances, Financial Planning, Investment, Retirement, Superannuation

11 things everyone should know about their super

October 8, 2021 By Nicole Heales

Super is there to provide you with an income when you stop working and it may provide a tax-effective way to save for your retirement over the ... Read More

Financial Planning, Investment, Retirement, Superannuation

Women and superannuation – how the pay gap can impact your super

September 14, 2021 By Nicole Heales

According to the Australian Bureau of Statistics, women are retiring with 37% less than men in their super accounts, which is a frightening thought ... Read More

Financial Planning, Investment, Retirement, Superannuation

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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What’s news for you

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  • The biggest financial mistake women are making according to an economist
  • The benefits of starting an investment portfolio early  

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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