Nicole Heales

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Elder financial abuse

October 10, 2023 By Nicole Heales

Elder financial abuse can happen to anyone at any time. Learn how to recognise the signs and equip yourself with the knowledge to minimise the risk of ... Read More

Debt, Finances, Health and Wellbeing, Retirement

More super for eligible employees from 1 July 2023

August 4, 2023 By Nicole Heales

Compulsory super contributions paid by employers went up in July. Here are 8 things you should know, including what it could mean for your take home ... Read More

Financial Planning, Investment, Retirement, Superannuation

How to get more from your 2023 tax return with super contributions

August 4, 2023 By Nicole Heales

How to get more from your 2023 tax return with super contributions We all want to make the most of our tax return each year. Did you know, other ... Read More

Financial Planning, Investment, Retirement, Superannuation, Tax

Why do you need superannuation?

August 4, 2023 By Nicole Heales

When you’re just starting out in the workforce, it’s easy to see superannuation as money that’s not quite yours. After all, if you’re focused on ... Read More

Financial Planning, Investment, Lifestyle, Money Management, Retirement, Superannuation

What is the retirement age in Australia?

July 7, 2023 By Nicole Heales

When will you be ready to retire? There are two important ages you need to consider when thinking about retirement – preservation age when you are ... Read More

Financial Planning, Lifestyle, Retirement, Superannuation

Making downsizer contributions into super

July 7, 2023 By Nicole Heales

If you’re over 55 and looking to boost your retirement savings, you may be eligible to make a super contribution of up to $300,000 from the sale ... Read More

Financial Planning, Investment, Retirement, Superannuation

How pausing contributions can add up

May 4, 2023 By Nicole Heales

The Australian share market rose just under 1.9 per cent in the March quarter – hardly an earth-shattering return, but a positive one ... Read More

Investment, Retirement, Superannuation

How much will I need in retirement?

April 11, 2023 By Nicole Heales

Retirement is an exciting stage of your life — it’s goodbye to the 9-to-5 and hello to more time for hobbies, loved ones and relaxation. But while the ... Read More

Finances, Financial Planning, Lifestyle, Retirement, Superannuation

What is a good return?

March 12, 2023 By Nicole Heales

Investment inflows into bonds are on the rise, and it’s easy to understand why they make sense for income, capital growth and diversification. Most ... Read More

Financial Planning, Investment, Lifestyle, Money Management, Retirement

What’s super and how does it work?

March 3, 2023 By Nicole Heales

A helpful guide to understanding the basics of super. Superannuation, commonly known as ‘super’, is money set aside while you’re working so you’ll ... Read More

Financial Planning, Retirement, Superannuation, Tax

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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  • Can you really afford the big house, luxury car and holidays? 

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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