Nicole Heales

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What are some investment options outside of super? 

August 2, 2024 By Nicole Heales

When it comes to investing, you have two options – inside or outside of super.   Super, being a longer term investment designed to fund your ... Read More

Finances, Financial Planning, Investment, Money Management, Retirement

Will I pay tax on my super when I retire? 

August 2, 2024 By Nicole Heales

Tax is often the last thing on our minds when we're planning for retirement but it's important to understand how your retirement income will be taxed, ... Read More

Financial Planning, Investment, Retirement, Superannuation, Tax

Outliving your savings

April 29, 2024 By Nicole Heales

While living a long and healthy life is a goal for most of us, it does raise a valid question. Is there a chance that you could outlive your ... Read More

Finances, Financial Planning, Money Management, Retirement, Superannuation

What to do if you’re 55 and have no retirement plan

February 29, 2024 By Nicole Heales

Key takeaways Strategies for fast-tracking your retirement savings nest egg, such as debt elimination, additional super contributions and ... Read More

Finances, Financial Planning, Retirement, Superannuation

Want to earn more and keep your Age Pension?

February 19, 2024 By Nicole Heales

Many people continue, or even start, working once they’ve reached Age Pension age. This may be for social reasons, personal fulfilment or to maintain ... Read More

Finances, Financial Planning, Health and Wellbeing, Lifestyle, Retirement

The transfer balance cap – how does it work again?

February 19, 2024 By Nicole Heales

In the 2016 Federal Budget, the Government introduced the transfer balance cap as part of a broader superannuation reform package. The transfer ... Read More

Financial Planning, Retirement, Superannuation, Tax

5 tips for managing your SMSF

February 19, 2024 By Nicole Heales

Setting up your SMSF is just the beginning. Make sure you’re aware of your obligations as an SMSF trustee and get the most out of your fund with this ... Read More

Investment, Retirement, Superannuation, Tax

How much super should you have at your age?

January 29, 2024 By Nicole Heales

Your super balance will most likely play a big part in how comfortably you live in retirement. But depending on how far off retirement is for you, it ... Read More

Finances, Financial Planning, Retirement, Superannuation

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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  • 315 Lady Gowrie Drive, Taperoo SA 5017

Mobile: 0417 167 024

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What’s news for you

  • Australians putting finances first in 2026
  • Retiring in 2026? Four smart moves to protect your lifestyle
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  • Your digital life after you die – how to protect your memories, money and identity
  • Take control of your finances in 2026

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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