Nicole Heales

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Tariff uncertainty and what this means for retirement income 

August 6, 2025 By Nicole Heales

One of the keys drivers of happiness in retirement is the peace of mind that comes from financial security. However, US tariff announcements since the ... Read More

Finances, Financial Planning, Investment, Retirement

How worried should I be about running out of money when I stop working? 

August 5, 2025 By Nicole Heales

It’s not unusual to be worried about running out of money when you stop working.  A recent survey of Perpetual members found that 37 per cent of ... Read More

Finances, Financial Planning, Lifestyle, Money Management, Retirement

Three ways to access advice for a resilient retirement 

July 1, 2025 By Nicole Heales

Did you know there’s a secret weapon when it comes to building financial resilience? Turns out that Australians who have had advice are much more ... Read More

Financial Planning, Investment, Lifestyle, Money Management, Retirement

Planning for retirement? Start with these 5 steps

June 3, 2025 By Nicole Heales

#1: Set clear retirement goals The very first step in retirement planning is to define what you want your retirement to look like. When you hear ... Read More

Finances, Financial Planning, Lifestyle, Retirement

Spouse super contributions – what are the benefits?

May 16, 2025 By Nicole Heales

If your partner is earning a low income, working part-time, or currently unemployed, boosting their super could be a smart financial move for both of ... Read More

Financial Planning, Investment, Retirement, Superannuation

How to find your lost super

May 5, 2025 By Nicole Heales

Imagine finding thousands in super that you’ve lost track of. Here’s how you can check if you have any lost or unclaimed super. There are over ... Read More

Investment, Money Management, Retirement, Superannuation

Can I go back to work if I’ve already accessed my super?

May 5, 2025 By Nicole Heales

Generally, you can, but there may be other things to consider. When you access your super at retirement, depending on your age and personal ... Read More

Financial Planning, Lifestyle, Retirement, Superannuation

When can you access your super? 

March 30, 2025 By Nicole Heales

Super is only for when you retire, right? Well not quite. There are a few times in life when you might have a valid reason to get hold of some of your ... Read More

Finances, Financial Planning, Retirement, Superannuation

Financial strategies for women over 50

February 27, 2025 By Nicole Heales

Many women in their 50s are asking themselves: “How do I prepare for retirement without financial stress? Can I reduce my working hours or transition ... Read More

Finances, Financial Planning, Health and Wellbeing, Retirement, Superannuation

Financial goals guide 2025

February 27, 2025 By Nicole Heales

Your future's on the line. Don't stay on hold in 2025. Is it March already? It’s time to start nurturing your future self by doing this one thing ... Read More

Finances, Financial Planning, Investment, Lifestyle, Retirement

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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15 Howard Street Beulah Park SA 5067
Mobile: 0417 167 024

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What’s news for you

  • Tariff uncertainty and what this means for retirement income 
  • Is it worth salary sacrificing into super? 
  • How worried should I be about running out of money when I stop working? 
  • When you need a Will and who can help 
  • Five life insurance myths debunked  
  • Three ways to access advice for a resilient retirement 
  • How does life insurance work? 
  • Can you really afford the big house, luxury car and holidays? 

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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