Nicole Heales

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Getting smart about savings

April 3, 2023 By Nicole Heales

Saving money doesn’t come naturally to everyone. Some people are wired to save - for others it takes a bit more discipline; but developing good ... Read More

Finances, Financial Planning, Money Management

What is a good return?

March 12, 2023 By Nicole Heales

Investment inflows into bonds are on the rise, and it’s easy to understand why they make sense for income, capital growth and diversification. Most ... Read More

Financial Planning, Investment, Lifestyle, Money Management, Retirement

Building an emergency savings fund

March 3, 2023 By Nicole Heales

With the number of unpredictable events that have happened in the past few years, from COVID to inflation, being financially prepared for a crisis has ... Read More

Finances, Financial Planning, Lifestyle, Money Management

3 reasons why you should pay off your home loan faster

February 13, 2023 By Nicole Heales

There are a few compelling reasons why you should pay off your home loan faster. Here are three of the most important ones: 1) You’ll save money on ... Read More

Debt, Financial Planning, Money Management, Mortgage

How to deal with rising inflation

February 7, 2023 By Nicole Heales

Between March 2021-22, inflation in Australia rose by 5.1%. Meanwhile, wages only rose by 2.4%. With the bare essentials becoming – well, ... Read More

Economy, Lifestyle, Money Management

Are you on track with your finances?

February 7, 2023 By Nicole Heales

When it comes to life stages, we’re all different. Some of us are all set up with a mortgage, a steady career and possibly even kids in our ... Read More

Finances, Financial Planning, Lifestyle, Money Management

Christmas gifts that won’t blow your budget

December 11, 2022 By Nicole Heales

Christmas is a wonderful time of year in Australia, filled with summer foods, decorations and of course, gift giving. Here are a few ideas to help you ... Read More

Finances, Lifestyle, Money Management

Relationship break-up entitlements when you’re in a de facto

November 16, 2022 By Nicole Heales

If you’ve recently split from your partner or are simply wondering what might happen if you do, you’ll need to keep your financial wits about you. A ... Read More

Finances, Lifestyle, Money Management

Is money the key to happiness?

November 16, 2022 By Nicole Heales

Is money the key to happiness? Numerous research reports and studies agree having more money can lead to improved wellbeing, but only up to a point. ... Read More

Finances, Health and Wellbeing, Lifestyle, Money Management

Federal Budget 2022-23 Summary

October 27, 2022 By Nicole Heales

October 2022 This year’s Federal Budget focuses on providing relief for those with children, homebuyers and social security recipients whilst ... Read More

Economy, Finances, Lifestyle, Money Management, News, Tax

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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What’s news for you

  • Why you should write a Will
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  • Australians continue to have gaps in financial literacy
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  • Five building blocks that could lead to a more confident retirement
  • Star performers: which investment types delivered the best returns in 2024-25? 

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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