Nicole Heales

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Sustainable habits that may also benefit your wallet

June 3, 2025 By Nicole Heales

Not sure an eco-friendly lifestyle is sustainable for your budget? Here are some tips to save on costs while simultaneously helping the ... Read More

Health and Wellbeing, Lifestyle, Money Management

Finance 101: understanding interest rates and why they matter

June 3, 2025 By Nicole Heales

Learn how interest rates influence loans, savings and investments, and find out why staying informed about interest rates can empower your financial ... Read More

Finances, Investment, Money Management, Mortgage

Eight quick wins for managing debt

June 3, 2025 By Nicole Heales

Managing debt can often feel overwhelming but there are several strategies you can implement to make the process more manageable and even accelerate ... Read More

Credit Cards, Debt, Finances, Money Management

Protect yourself: Multi-factor authentication

May 16, 2025 By Nicole Heales

Multi-factor authentication (MFA) is when you use two or more different types of actions to verify your identity and you may already be using MFA. For ... Read More

Insurance, Lifestyle, Money Management

Three ways to plan for your 30s

May 5, 2025 By Nicole Heales

Turning 30 is often accompanied by a degree of increased financial responsibility. It’s an important milestone that generally means you have a ... Read More

Finances, Financial Planning, Lifestyle, Money Management

How to find your lost super

May 5, 2025 By Nicole Heales

Imagine finding thousands in super that you’ve lost track of. Here’s how you can check if you have any lost or unclaimed super. There are over ... Read More

Investment, Money Management, Retirement, Superannuation

Ten tips to outwit online scammers

May 5, 2025 By Nicole Heales

Scammers are constantly looking for new ways to part you from your hard earned cash. That’s why it’s so important to stay a few steps ahead when it ... Read More

Finances, Investment, Money Management

When markets are volatile, it pays to stay invested

March 30, 2025 By Nicole Heales

Periods of high volatility have forever been part of investing. But even seasoned investors might feel tempted to retreat to “safe” assets like cash ... Read More

Economy, Investment, Money Management

The biggest financial mistake women are making according to an economist

March 30, 2025 By Nicole Heales

We all know the story: women earn less than men. But even as society and employers work towards closing the gender pay gap, there’s another inequality ... Read More

Finances, Financial Planning, Investment, Money Management

Can a few extra dollars really make a difference?

February 27, 2025 By Nicole Heales

Extra payments into super, no matter how tiny, can do a lot for your balance. It doesn’t have to be a regular amount or a big lump sum to make a ... Read More

Financial Planning, Investment, Money Management

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

OUR LOCATIONS

  • 15 Howard Street Beulah Park SA 5067
  • 315 Lady Gowrie Drive, Taperoo SA 5017

Mobile: 0417 167 024

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What’s news for you

  • Australians putting finances first in 2026
  • Retiring in 2026? Four smart moves to protect your lifestyle
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  • How to create a retirement plan
  • Your digital life after you die – how to protect your memories, money and identity
  • Take control of your finances in 2026

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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