Nicole Heales

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Millennials and money: what does the future hold?

November 9, 2021 By Nicole Heales

The first millennials (born between 1981 and 1996) are turning 40 this year. Still, despite more than twenty years in the workforce, it seems their ... Read More

Finances, Financial Planning, Lifestyle, Money Management

Investing in volatile times

October 12, 2021 By Nicole Heales

As Australia emerges from lockdowns in New South Wales, the Australian Capital Territory and Victoria, and the economy recovers from a September ... Read More

Economy, Finances, Financial Planning, Investment, Money Management

How salary sacrificing into super could work for you

October 8, 2021 By Nicole Heales

An effective way of building your super savings (and potentially reducing your taxable income) is through salary sacrificing – that is, asking your ... Read More

Financial Planning, Investment, Money Management, Superannuation, Tax

Financial rights and wellbeing for LGBTI couples

October 8, 2021 By Nicole Heales

Since marriage equality was achieved in 2017, LGBTI people have had access to the same legal and financial rights as heterosexual married couples. Yet ... Read More

Finances, Lifestyle, Money Management

How to use your tax return to build a stronger financial future

September 14, 2021 By Nicole Heales

Whether you breeze through tax time or dread the extra admin, receiving a tax refund makes the effort worthwhile. For many of us, getting a financial ... Read More

Finances, Financial Planning, Money Management, Tax

Money worries and your mental health

September 14, 2021 By Nicole Heales

It’s been a trying time for many people, with our collective mental health taking a toll as the COVID-19 pandemic rolls on. The Melbourne Institute ... Read More

Debt, Finances, Financial Planning, Health and Wellbeing, Money Management

Creating an emergency budget that works for you

September 14, 2021 By Nicole Heales

It could take months, even years, to clear debt – especially if you used your credit card and you know you’ll be slugged with snowballing compound ... Read More

Finances, Financial Planning, Lifestyle, Money Management

Combining finances with a partner later in life

September 14, 2021 By Nicole Heales

For many of us, love is something we find later in life at a time when our lives and finances are more established. If you’re navigating the ... Read More

Finances, Lifestyle, Money Management

Give your finances a shake out 

August 31, 2021 By Nicole Heales

Spring has arrived and with a new season comes an opportunity to shake out your finances. Let the decluttering of your finances begin! In the style ... Read More

Finances, Financial Planning, Insurance, Lifestyle, Money Management

How much do I need in my emergency fund? 

August 23, 2021 By Nicole Heales

In these uncertain times, it pays to have money set aside to give you peace of mind that if your income drops, you still have ample funds to pay for ... Read More

Financial Planning, Lifestyle, Money Management

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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