Nicole Heales

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Economists warn Middle East war to hit households through oil price spike but say fallout could be short lived

March 11, 2026 By Nicole Heales

Economists warn Australian households face fresh cost of living pressures in the form of higher petrol bills, as the Middle East war sees oil prices ... Read More

Economy, Financial Planning, Investment, Money Management

Australians putting finances first

March 4, 2026 By Nicole Heales

Australians putting finances first in 2026

As Aussies settle into 2026, many are turning their attention to their finances. MLCs latest survey reveals that more than half of those surveyed ... Read More

Finances, Financial Planning, Lifestyle, Money Management

Ten things to know before gifting wealth

March 4, 2026 By Nicole Heales

Ten things to know before gifting wealth

What if you opted to give a present that could help shape the financial future for yourself or your loved ones? Before you make that transfer or sign ... Read More

Estate Planning, Financial Planning, Investment, Money Management, Superannuation

Five financial steps for the year ahead

February 12, 2026 By Nicole Heales

The start of the year is a good opportunity to take decisive financial steps This time of year can often be a trigger point for many people to ... Read More

Estate Planning, Financial Planning, Investment, Money Management, Superannuation

Your digital life after you die – how to protect your memories, money and identity

February 12, 2026 By Nicole Heales

Technology has made everyday life easier. We take photos without thinking where they’re stored, pay bills without opening a drawer and carry our ... Read More

Cybersecurity, Finances, Health and Wellbeing, Money Management

Take control of your finances in 2026

January 27, 2026 By Nicole Heales

take control of your finances in 2026

Getting on top of your finances is one of the most common New Year's resolutions Australians make. But only 12% of us achieve our goal. Here's how to ... Read More

Finances, Financial Planning, Money Management

Protecting your money – Cybersecurity and scam awareness

December 12, 2025 By Nicole Heales

protecting your money cybersecurity and scam awareness

Your super and investment savings represent years of hard work for a secure future. Unfortunately, they can be a prime target for scammers, causing ... Read More

Cybersecurity, Financial Planning, Money Management

Having the money talk with your partner

November 7, 2025 By Nicole Heales

While you may have been putting off the money talk with your partner, matters of the bank account are very important. In fact, discussing your ... Read More

Finances, Financial Planning, Money Management

How to get out of debt

November 6, 2025 By Nicole Heales

In Australia, we’re pretty big on borrowing money. According to figures published by Finder in 2024, Australia takes the number three spot, after ... Read More

Finances, Financial Planning, Money Management

How to help your super grow faster

November 6, 2025 By Nicole Heales

how to help your super grow faster

Super is money from your employer and your own savings you can use when you retire. As you earn an income it keeps growing a little at a time. But if ... Read More

Financial Planning, Investment, Money Management, Superannuation

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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  • 15 Howard Street Beulah Park SA 5067
  • 315 Lady Gowrie Drive, Taperoo SA 5017

Mobile: 0417 167 024

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What’s news for you

  • Economists warn Middle East war to hit households through oil price spike but say fallout could be short lived
  • Australians putting finances first
  • Retiring in 2026? Four smart moves to protect your lifestyle
  • Losing a loved one
  • Ten things to know before gifting wealth
  • Five financial steps for the year ahead
  • How to create a retirement plan
  • Your digital life after you die – how to protect your memories, money and identity

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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