Nicole Heales

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Inflation – what to know and what to do

October 17, 2022 By Nicole Heales

Rising inflation brings about concern for many, but time-tested investment philosophy—and a long-term focus—can help any investor navigate choppy ... Read More

Debt, Economy, Finances, Investment, Money Management

Why paying off your mortgage faster might not always make sense

October 10, 2022 By Nicole Heales

For the most part, paying off your mortgage quicker makes sound financial sense. But there are times when it may be wise to put extra money towards a ... Read More

Debt, Finances, Financial Planning, Mortgage

7 tips to improve your financial wellness

October 10, 2022 By Nicole Heales

People who have been financially stressed in the past are often able to recover through changes to their behaviour and mindset. Here are some ... Read More

Debt, Financial Planning, Health and Wellbeing, Money Management

How interest rate rises could affect you

September 13, 2022 By Nicole Heales

With interest rates increasing for the first time in many years, its effects will be felt by all Australians, not just those paying off their ... Read More

Debt, Economy, Investment, Mortgage

Tips to reduce your debts before you retire

August 10, 2022 By Nicole Heales

While many Aussies will carry some debt into retirement, the good news is, there are several things you could do now while you’ve still got time on ... Read More

Debt, Financial Planning, Money Management, Retirement

The RBA starts raising rates – how far and how fast? And what does it mean for investors?

May 4, 2022 By Nicole Heales

The RBA has hiked the cash rate by 0.25% taking it to 0.35% and signalling more rate hikes ahead. We expect the cash rate to rise to 1.5% by ... Read More

Debt, Economy, Finances, Investment

Spring clean your credit rating

November 9, 2021 By Nicole Heales

Is your credit rating looking a little worse for wear? Here are our tips to help you get it back into shape ahead of your next big purchase. What ... Read More

Credit Cards, Debt, Finances, Money Management

Money worries and your mental health

September 14, 2021 By Nicole Heales

It’s been a trying time for many people, with our collective mental health taking a toll as the COVID-19 pandemic rolls on. The Melbourne Institute ... Read More

Debt, Finances, Financial Planning, Health and Wellbeing, Money Management

How is your credit score affected by COVID-19?

August 16, 2021 By Nicole Heales

If you’re one of the many Australians financially impacted by COVID-19, who have deferred $218 billion worth of payments this year – fear not. Your ... Read More

Coronavirus COVID-19, Debt, Finances, Financial Planning

Smart strategies for paying down debt

August 6, 2021 By Nicole Heales

Being in debt can really wear you down, both financially and emotionally. Whether it’s a single large credit card balance or multiple loans, store and ... Read More

Debt, Financial Planning, Lifestyle, Money Management

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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15 Howard Street Beulah Park SA 5067
Mobile: 0417 167 024

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What’s news for you

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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