Nicole Heales

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How fixed interest got its groove back

September 30, 2024 By Nicole Heales

Looking for higher returns than cash in the bank with less volatility than shares and property? With interest rates generally considered to be at or ... Read More

Debt, Economy, Investment, Mortgage

8 tips to get a harder working home loan

September 30, 2024 By Nicole Heales

It’s lucky Aussie homeowners are a pretty resilient bunch. All the interest rate rises over the past couple of years have delivered a serious ... Read More

Debt, Investment, Mortgage, Mortgage Brokering

How debt can help you build long-term wealth 

July 8, 2024 By Nicole Heales

Contrary to what some people may think, debt can help you build your wealth – especially if the debt is used responsibly with a clear plan and ... Read More

Debt, Finances, Financial Planning, Investment, Money Management

Tips for enjoying a financially stress free Christmas

November 15, 2023 By Nicole Heales

It can be hard to manage and keep track of your expenses when Christmas is creeping closer and closer, and we are all trying to juggle end-of-year ... Read More

Credit Cards, Debt, Finances, Lifestyle, Money Management

Elder financial abuse

October 10, 2023 By Nicole Heales

Elder financial abuse can happen to anyone at any time. Learn how to recognise the signs and equip yourself with the knowledge to minimise the risk of ... Read More

Debt, Finances, Health and Wellbeing, Retirement

15 common sense tips to help manage your finances

August 4, 2023 By Nicole Heales

Get started with these key common sense tips to take control of your finances: Shop around We often shop around to get the best deal when it ... Read More

Debt, Finances, Financial Planning, Lifestyle, Money Management, Mortgage

How to spend without getting into debt

May 4, 2023 By Nicole Heales

Is it really possible to live within your means and still enjoy life? The answer is yes and with just a few important changes you can start spending ... Read More

Credit Cards, Debt, Lifestyle, Money Management

3 reasons why you should pay off your home loan faster

February 13, 2023 By Nicole Heales

There are a few compelling reasons why you should pay off your home loan faster. Here are three of the most important ones: 1) You’ll save money on ... Read More

Debt, Financial Planning, Money Management, Mortgage

Don’t let overspending be your undoing

December 11, 2022 By Nicole Heales

Do you struggle to control your spending around your friends and family? If the urge to ‘keep up’ with a certain lifestyle is stretching your ... Read More

Credit Cards, Debt, Finances, Lifestyle

How to refinance your home loan

November 15, 2022 By Nicole Heales

If you’re thinking about refinancing your home loan, this step-by-step guide shows you what to expect and how to navigate the ... Read More

Debt, Financial Planning, Investment, Mortgage, Mortgage Brokering

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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15 Howard Street Beulah Park SA 5067
Mobile: 0417 167 024

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What’s news for you

  • Estate Planning and SMSFs
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  • Spouse super contributions – what are the benefits?
  • Am I too old to get a home loan?
  • Three ways to plan for your 30s
  • How to find your lost super
  • Can I go back to work if I’ve already accessed my super?
  • Ten tips to outwit online scammers

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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