Nicole Heales

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What to do when your fixed-rate home loan term is ending

June 6, 2023 By Nicole Heales

Many Australians were fortunate to lock in record low interest rates but this may be drawing to an end. A large portion of mortgages will be ... Read More

Economy, Finances, Money Management, Mortgage, Mortgage Brokering

The link between financial health and your general wellbeing

May 19, 2023 By Nicole Heales

We often attribute things like diet, exercise, and mindfulness to maintaining good physical and mental health. But did you know that your finances can ... Read More

Finances, Financial Planning, Lifestyle, Money Management

How to spend without getting into debt

May 4, 2023 By Nicole Heales

Is it really possible to live within your means and still enjoy life? The answer is yes and with just a few important changes you can start spending ... Read More

Credit Cards, Debt, Lifestyle, Money Management

Where does all my money go? Save money on your three biggest expenses

April 14, 2023 By Nicole Heales

The three biggest drains on our money are paying for housing, food and transport; and there’s no getting away from the fact that it is unlikely we can ... Read More

Finances, Lifestyle, Money Management

What to consider when choosing an investment option?

April 14, 2023 By Nicole Heales

Choose investments that are right for you. When it comes to choosing an investment option when you join a super fund, there are several key ... Read More

Economy, Finances, Financial Planning, Investment, Lifestyle, Money Management

Getting smart about savings

April 3, 2023 By Nicole Heales

Saving money doesn’t come naturally to everyone. Some people are wired to save - for others it takes a bit more discipline; but developing good ... Read More

Finances, Financial Planning, Money Management

What is a good return?

March 12, 2023 By Nicole Heales

Investment inflows into bonds are on the rise, and it’s easy to understand why they make sense for income, capital growth and diversification. Most ... Read More

Financial Planning, Investment, Lifestyle, Money Management, Retirement

Building an emergency savings fund

March 3, 2023 By Nicole Heales

With the number of unpredictable events that have happened in the past few years, from COVID to inflation, being financially prepared for a crisis has ... Read More

Finances, Financial Planning, Lifestyle, Money Management

3 reasons why you should pay off your home loan faster

February 13, 2023 By Nicole Heales

There are a few compelling reasons why you should pay off your home loan faster. Here are three of the most important ones: 1) You’ll save money on ... Read More

Debt, Financial Planning, Money Management, Mortgage

How to deal with rising inflation

February 7, 2023 By Nicole Heales

Between March 2021-22, inflation in Australia rose by 5.1%. Meanwhile, wages only rose by 2.4%. With the bare essentials becoming – well, ... Read More

Economy, Lifestyle, Money Management

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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What’s news for you

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  • Can I go back to work if I’ve already accessed my super?
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  • When markets are volatile, it pays to stay invested
  • When can you access your super? 
  • The biggest financial mistake women are making according to an economist
  • The benefits of starting an investment portfolio early  

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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