Nicole Heales

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3 questions to ask yourself before refinancing your loan

April 26, 2016 By Nicole Heales

Refinancing your loan has a number of benefits, but just like any major financial decision, you have to ensure that you are doing enough research and ... Read More

Mortgage Brokering

Seeing big capital gains? Time to consider refinancing

April 11, 2016 By Nicole Heales

You might be thinking that renewing your loan is an odd idea if you already have plenty of equity due to capital gains. However, there is one single ... Read More

Mortgage Brokering Increase wealth, LVR

How can I use the equity in my property?

April 4, 2016 By Nicole Heales

After a few years of solid, consistent repayments, you might find yourself with plenty of equity in your home. You may be considering refinancing your ... Read More

Mortgage Brokering, News equity, mortgage

What to consider when discussing Estate Planning with your loved ones.

March 15, 2016 By Nicole Heales

Broaching the subject of your passing or potentially becoming mentally incapacitated is a sensitive and difficult discussion and not necessarily one ... Read More

Financial Planning, News

Common Myths about Life Insurance

March 15, 2016 By Nicole Heales

Most of us like to think that insurance is a set and forget proposition that we pay for without too much consideration.  However no one can predict ... Read More

Financial Planning, News

A man is not a Financial Plan (from a woman who learned the hard way)

March 15, 2016 By Nicole Heales

Most of us don’t like to admit it, but many of us have been there. You know, madly blowing all our cash while secretly hoping that the right bloke ... Read More

Financial Planning, News

The new cost of being comfortable.

March 15, 2016 By Nicole Heales

Australia’s perception of a comfortable lifestyle has shifted significantly upwards in recent decades, according to new research from MLC called the ... Read More

Financial Planning, News

Is there really safety in numbers?

May 19, 2015 By Nicole Heales

As humans, we’re instinctively attuned to follow the mindset of the crowd. In fact, it wasn’t that long ago that prevailing wisdom dictated that the ... Read More

News

Money lessons that add up

May 19, 2015 By Nicole Heales

While school teaches children many valuable lessons, it’s becoming apparent that not nearly enough time is dedicated to teaching our kids about money. ... Read More

News

Low Interest Rates: Not Good News for Everyone

May 19, 2015 By Nicole Heales

They are a boon for those with mortgages but not entirely good news for everyone. Interest rates are now at record lows in Australia. The most ... Read More

News

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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15 Howard Street Beulah Park SA 5067
Mobile: 0417 167 024

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What’s news for you

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  • The biggest financial mistake women are making according to an economist
  • The benefits of starting an investment portfolio early  

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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