Nicole Heales

  • Money Type Quiz
  • Why Nicole
    • Meet Nicole
    • Take Control
  • How I help
    • Money Coaching
    • Insurance
    • Superannuation
    • Mortgages Broking and Debt Reduction
    • Wealth Creation
    • Retirement Planning
  • My Clients
  • Education
    • Ebooks
    • Explainer Videos
  • News
  • Contact

Why I do what I do…


As a single, independent woman, I cherish the freedom I have created for myself and can help you to become financially resilient and independent too.

I realised a long time ago that not having an additional wage in my life, I needed to get clearer about how money works, so I could make the most of my money and live the life that I want. I needed the help of a professional to steer me along the right path and guide me through all the products, legislation and strategies that were available to me – I needed a financial coach and sounding board.

So I saw three different advisers, all men, who were unable to make anything clearer for me.

I couldn’t find an approachable, professional adviser who spoke to me in a language I understood, so I studied and became the adviser I was looking for.

Regardless of your relationship status, you need to take care of your health and the health of your finances.

I help people understand their relationship with money and how money works so they can live their best life and make informed decisions about their finances.

 

Nicole Heales Adviser Profile click here.
About Nicole Heales Financial click here.


Licensee Details

Nicole Heales is an Authorised Representative No. 312479 of Capstone Financial Planning Pty Ltd. Capstone and Nicole Heales Financial are 100% privately owned and operated businesses, meaning they are not owned by a fund manager, insurance company or other financial institution. This association allows choice, flexibility and autonomy in our advice. We have a broad range of financial planning solutions and are focused on providing you with the best possible solution.

Capstone Financial Planning Pty Ltd
ABN 24 093 733 969
Australian Financial Services Licence No. 223135
L 1, 607 Bourke St, Melbourne VIC 3000
Ph: 1300 306 900
Email: info@capstonefp.com.au |  www.capstonefp.com.au

View Financial Services Guide here.
View Privacy Policy here.


I am also an experienced Mortgage Broker and certified Money Coach with the Money Coaching Institute.

Nicole Heales is a Credit Representative No. 408933 of Finsure Finance & Insurance Pty Ltd Australian Credit Licence No. 384704.

View Mortgage Broker Profile here.
View Credit Guide here.
View Lenders Panel here.

Can’t find what you need?

TAKE OUR MONEY TYPE QUIZ


click here

Newsletter

Subscribe to my newsletter and get regular updates on ways to make the most of your finances.

sign me up

INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

OUR LOCATION

15 Howard Street Beulah Park SA 5067
Mobile: 0417 167 024

Let’s Connect!

  • Email
  • Facebook
  • Instagram
  • LinkedIn
  • YouTube

What’s news for you

  • Estate Planning and SMSFs
  • Protect yourself: Multi-factor authentication
  • Spouse super contributions – what are the benefits?
  • Am I too old to get a home loan?
  • Three ways to plan for your 30s
  • How to find your lost super
  • Can I go back to work if I’ve already accessed my super?
  • Ten tips to outwit online scammers

Adviser Profile | Financial Services Guide
Privacy Policy | Complaints Policy | Disclaimer

Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

Copyright © 2025 Designed by GWD - Developed by Weblicious Solutions

LET'S GET
STARTED!

BOOK A TIME TO CHAT