Nicole Heales

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By investing ethically, you can take care of yourself and Mother Earth.

Investing ethically will help to secure your financial future. 

Investing is not speculating or gambling, or trying to time the market. Successful investing is a long term process and you need patience and discipline to reap the rewards.

Remember Aesop’s Fable the Tortoise and the Hare? You want to be the Tortoise. Slow and Steady Wins The Race.

There are so many different investments out there, with different risk profiles, and investment time frames, and tax implications. My job is to find the options that suit your values, lifestyle and personality.  We’ll talk about what you really want out of life, what you value the most, and create a plan to get you to where you want to go.


“The future belongs to those who believe in the beauty of their dreams.” – Eleanor Roosevelt

Financial confidence comes from making a plan and sticking to it.

Being a confident investor, requires knowledge and experience. The more you understand how money and the markets work, the more confident you can be. My job is to simplify the complex and explain everything in plain English.

Just like the weather, the market has seasons. There are summers, which follows spring, and autumn and dark cold winters. The seasons follow each other in the same order.  The same with markets, they are always moving, up, down or sideways.

You can’t predict the weather from day to day, and some days from morning to afternoon.

The daily reporting of the share market is the market’s daily weather report.  Some days are good, some days are bad, but what the weather looked like last Wednesday is irrelevant to what the rest of the year is going to look like, let alone the next 20 or 30 years.

Controlling your financial behavior is how you create wealth.  The markets are beyond everyone’s control, they will do what they have always done.  If you focus on the things you can control, like spending and saving and lifestyle goals, and get professional help when making investment decisions, you will be well on the way to creating your own prosperity.

Tips for Long-Term Successful Investing

  1. Invest small amounts regularly and consistently
  2. Begin early and never stop
  3. Eliminate emotions from your investments
  4. Ignore the media headlines
  5. Remember the market has seasons
  6. Keep your investment expenses under control
  7. Don’t complicate the process
  8. Stay focused on your why!

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

OUR LOCATION

15 Howard Street Beulah Park SA 5067
Mobile: 0417 167 024

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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