There is something almost magical out there called compounding interest. It’s the relationship between time and money and how they work so well together.
Albert Einstein famously said, “Compound interest is the eighth wonder of the world. He who understands it – earns it, he who doesn’t – pays it”.
This basically means, if you keep adding to your investment, your wealth will grow exponentially over time without too much thought, hard work or sacrifice on your behalf.
Your superannuation is set up specifically to help you make the most of compounding interest.
Superannuation isn’t a product, it’s a tax effective environment specifically designed to help us pay for our own retirement.
If you’re anything like the majority of people, you are completely disengaged with your super, it might even be all over the place, accruing fees and getting lost.
Superannuation is your time, money and future lifestyle!
Superannuation is likely to be the first or second largest asset in your working life, outside of your home.
Unfortunately, there are so many rules and choices. Have you ever tried consolidating your super or comparing funds? It’s not that easy.
Do you:
- Know where all your super is?
- Understand how it is invested?
- Know your risk profile?
- Know what fees you are paying?
- Have insurance under your super?
- Salary sacrifice?
It’s time to take control and get engaged with your super. If the thought of this puts you to sleep, let me take care of it for you.
I can:
- consolidate your super
- help you understand your risk profile
- show you how to invest sustainably and ethically
- work out how much super you need to fund your dream retirement.
The sooner you deal with this, the better your outcome.