With the Royal Commission and recent changes to lending practices it’s more important than ever to understand your credit score and borrowing capacity. Understand your credit score Some of the nation’s largest financial institutions have all started collecting customers’ positive credit information, including how many open credit accounts you have, how much debt you are […]
Dream Big, Save Up, Make It Happen
Most of us have plans for the future. Maybe it’s a dream holiday, paying off debt, starting a business, or saving enough for a house deposit. Some of us will succeed but many of us won’t. One of the reasons we don’t meet our goals is lack of clarity and planning. Value and Goals Based […]
How to spend more to save
The old saying “penny wise, pound foolish” couldn’t ring truer than in today’s throw-away world of overconsumption and excessive production of disposable items. Did you know that many manufacturers have been using techniques to deliberately reduce the life of a product to increase its replacement rate and sell you the same thing again? It’s called […]
Early retirement: living the dream
When you visualise your retirement, what do you see? If you’re like thousands of other Aussies, chances are you think about getting stuck into a hobby, spending more time with your family, seeing the world, or exploring the great outdoors right here in our own backyard. Whatever your image of the ideal retirement, it gives […]