Some hobbies are expensive, but you can still do what you love with some careful planning. Whether you love climbing mountains, playing golf, racing go-karts or photography, some passions can get very pricey, very quickly. Between club memberships, specialised equipment, tournaments, and auctions, it’s very easy for your spending to soar. Hobbies are important for […]
10 money conversations to have when your relationship heats up
It’s probably not the sexiest thing the two of you have on the to-do list but putting it off could see you butting heads. Here is a list of things worth discussing with your partner before you consider merging your money, moving in together, or buying any big-ticket items in both your names. Your views […]
7 hot tips to saving for your summer holiday!
Saving for a summer holiday? Boost your funds by tracking your spending, cutting one unnecessary expense and staying home for dinner. If you’re still saving up funds for your next getaway, here are tips to help you along the way. 1. Check your bills to ensure you’re getting the best deal It’s easy to go with the flow […]
Important Changes to Lending Practices
With the Royal Commission and recent changes to lending practices it’s more important than ever to understand your credit score and borrowing capacity. Understand your credit score Some of the nation’s largest financial institutions have all started collecting customers’ positive credit information, including how many open credit accounts you have, how much debt you are […]
Dream Big, Save Up, Make It Happen
Most of us have plans for the future. Maybe it’s a dream holiday, paying off debt, starting a business, or saving enough for a house deposit. Some of us will succeed but many of us won’t. One of the reasons we don’t meet our goals is lack of clarity and planning. Value and Goals Based […]
How to spend more to save
The old saying “penny wise, pound foolish” couldn’t ring truer than in today’s throw-away world of overconsumption and excessive production of disposable items. Did you know that many manufacturers have been using techniques to deliberately reduce the life of a product to increase its replacement rate and sell you the same thing again? It’s called […]
Early retirement: living the dream
When you visualise your retirement, what do you see? If you’re like thousands of other Aussies, chances are you think about getting stuck into a hobby, spending more time with your family, seeing the world, or exploring the great outdoors right here in our own backyard. Whatever your image of the ideal retirement, it gives […]