More than half of Australians with investment properties or shares are proactively preparing for retirement, according to MLC’s Australia today report[1].

In comparison, only 15% of people without investment properties or shares feel prepared for retirement. It’s clear … read more

The money people owe, in comparison to the money they earn has almost tripled in Australia over the last two decades, with average household debt currently sitting at around $245,000[1].

Looking at credit card debt alone, the average … read more

The government has announced changes to three key 2016 Federal Budget proposals — the most significant being that it would not go forward with its proposal to introduce a $500,000 lifetime cap on non-concessional (after-tax) super contributions.

In a nutshell … read more

You would have heard the saying: “where there’s a will, there’s a way”.

This statement is usually used to encourage people who are losing enthusiasm for a task or goal. But it also reflects the way many people feel about … read more

For most of us ‘spending’ is the first thing that springs to mind when we have money. So when a financial adviser suggests the idea of having a ‘budget’ most of us recoil in horror. It’s because many people believe … read more